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Your health care proxy matters: Handle the coronavirus

There are plenty of reasons to get started on your estate plan as soon as you can. While you might feel healthy or young now, the reality is that anything could happen to take that away from you or result in your death. From a random pandemic to a car crash, there is always a risk that you'll end up being unable to care for yourself or pass away unexpectedly.

Since there are so many serious illnesses going around now, it's a good time to talk about the coronavirus and what to do to create an estate plan that protects you. While this is a global crisis with horrible consequences for some people, this is also a wake-up call for many people in America who felt that they were invincible.

What to do when making an insurance claim after a car crash

A car crash has the potential to cause serious injury, while also impacting your mental health. The best way to protect against the longstanding impact of an accident is to receive immediate medical attention.

Once you understand your injuries and have a treatment plan to follow, it's time to contact your insurance agent. This sounds simple enough, especially if you have a good relationship, but there are a variety of challenges awaiting.

Securing a home you need to sell as an estate administrator

There are so many concerns you have to face as the executor of an estate that it can be easy to overlook certain details. For example, an executor could miss assets hidden in unusual places if they don't confirm with family members. They could also fail to consider possible complications to the estate, such as one or more family members attempting to illegally retain assets against the wishes of the testator.

The family home can sometimes be a major source of conflict in an estate. Perhaps it represented a substantial amount of money, so the testator wants you to sell it. However, the members of the family would prefer to retain it and do not have an interest in purchasing it when you list it for its fair market value.

Rush hour is a dangerous time on the road

Even when you do your best to avoid rush hour traffic, this isn't always possible. This is particularly true if your commute takes you in close proximity to Philadelphia or another major city.

Rush hour is one of the most dangerous times on the road, so it's imperative to adjust your driving style with safety in mind. Here are five things you should do:

  • Stay in your lane: Don't be one of those drivers who is always switching lanes in an attempt to save a few minutes. Stay where you are until it's time to exit. Not only does this help prevent an accident, but it also reduces your stress level.
  • Leave more time to reach your destination: For example, if you know rush hour traffic is bad in the morning, leave a few minutes early. When you're not in a hurry, you won't take risks in an attempt to make better time.
  • Don't become distracted: It's easy to lose focus in slow moving traffic, such a by scanning radio stations, talking to passengers and checking your email. Any distraction increases the risk of an accident.
  • Check your route: It's likely that there's more than one route to your destination. Even if the mileage is longer or it takes you a few more minutes to reach your destination, if you're able to avoid heavy congestion, it may be worth it.
  • Leave a greater following distance: In stop and go traffic, leaving a greater following distance is a must. This gives you more time to stop your vehicle in the event of an emergency.

Executors should focus on getting the best price for real estate

Serving as an executor is a stressful job that has very few perks. One of the few benefits that an executor or administrator enjoys is the ability to control how and when the estate sells and disperses various assets. When it comes to major assets, such as real estate, you need to take great care in how you handle the sales process.

While you may know people who have an interest in the property, they need to make a fair market offer for any intended purchase. You have a fiduciary duty to the beneficiaries of the estate to maximize the profit that you make when liquidating assets. Choosing to sell estate property at prices below market-rate could result in legal and financial complications for you in the future.

3 examples of successful slip-and-fall accident cases

Even though property owners are supposed to keep their premises as safe as possible for visitors, not all of them do this. In fact, slip-and-fall incidents are common occurrences on many properties in Pennsylvania for this reason. Fortunately, those who are seriously hurt as a result of a property owner's negligence can pursue financial recoveries in court -- just as the injured parties did in the following real slip-and-fall accident case examples:

(1) Blinded man awarded $4 million after falling on sidewalk

Reasons for Social Security Disability benefit denials

It can be a devastating and heartbreaking experience to receive a notice that the government denied your claim for much-needed Social Security Disability benefits. However, this is a common experience for many disabled Americans.

If you've been denied benefits, it's important to determine exactly why, then get organized to appeal the decision and try to satisfy any deficiencies related to your claim.

How to claim insurance benefits after a serious injury

Imagine you were injured in a car accident, and you want your or the at-fault party's insurance company to cover for the damages. You'll need to file a claim as soon as possible. Filing this claim is essential if you are seeking compensation. It's also essential that you file the claim correctly.

To do this, you will first need to determine whether you're filing a first-party or a third-party insurance claim.

How do you establish fault in a slip-and-fall accident case?

If you've been seriously hurt in a slip-and-fall accident, you know that these incidents are serious and potentially life-threatening events. You also know that -- if your slip-and-fall happened because of a property owner's negligence -- it's important for property owners to keep their premises clean and free of potential dangers. It's also the law.

Nevertheless, slip-and-fall accidents can be challenging for some plaintiffs to win due to the way plaintiffs have to prove their cases. If you are injured and suffering because of one of these events, you will probably want to know more about what's involved in recuperating your damages.

Can I put paintings and other personal possessions in my will?

Imagine you grew up staring at dad's "Dogs Playing Poker" painting in the den, and eventually the painting became yours. Now, your kids have grown up looking at the very same painting and all of them love it.

Even though your "Dogs Playing Poker" painting isn't worth much from a monetary perspective, it's worth a great deal in sentimental value. In fact, it's worth so much to your kids that they could end up fighting over it in court after you're gone. As such, you'll want to decide who will get the painting now, indicate it in your will and tell your kids about the decision.


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